Siam Commercial Bank would like clarify categories and the schedule of charges for the SCB Direct Credit and SCB Payroll services via SCB Business Net as follows:

1. For batch or next day transfer, approved payment / transfer instructions must be sent to SCB at least 1 day (within cut off time determined by the Bank) prior to the value date. Debit will be made 1 day in advance and money will be credited to the receiving accounts on the next day.

2. For same day transfer, approved payment / transfer instructions can be sent to the Bank (within cut off time determined by the Bank) on the same day. Debit and credit will be effective on the same day.

Customers applying under the batch or next day transfer category, but sending same day payment / transfer instructions, will be charged the same rate as that charged for same day payment / transfer.

Please be advised accordingly.

Siam Commercial Bank PCL.